Our Company provides its Clients with a variety of products and services in the Alternative Financial Services market
"Personal Information" is any information that identifies you, or by which your identity could be learned, but does not include your name, title, business address, or business telephone number. Example of personal Information include your home address, home telephone number, personal email address, biometrics, billing and account information, number which may identified you(e.g. credit card), and transaction history.
You have the choice of whether or not to give us your personal Information. If you submit your personal Information to us, we will, upon request, tell you why we are collecting it.
Our Company collects Personal Information for the following limited purpose:
a) to meet safety, security, and legal requirement
b) to manage our relationship with you and our ability to respond to your inquiries
c) to maintain customer and suppliers lists; and
d) to satisfy other reasonable business intersets
(e.g. collecting on outstanding accounts, assessing your credit risk rating).
Our Company maintains your personal Information in secured locations and on computer servers controlled by us. We have developed and implemented security safeguards appropriate to the sensitivity of the personal information. These security safeguards incude:
a) office premises security
b) restricted file access to personal infomration
c) deploying technological safeguards such as security software and firewalls to prevent hacking or unauthorized computer access;
d) internal password and security policies
e) employee confidentially agreements
f) limited access to where personal information is stored.
We do not share, sell or rent your Personal Information to third parties for their own use without your consent.
under certain circumstances, our Company will disclose your personal inforamtion
1. when we are required or authorized by law to do so
2. when you have consented to the disclosure.
3. when it will help increase your credit scoring.
4. where it is neccessary to establish or collect accounts for services rended or work performed.
6. if the information is already publicly known, and
7. to meet and emergency need.
Our Company is responsible for the Personal Information collected and maintain by us and which is under our control.
8. Accuracy of your Personal Information.
a) We have designated a Privacy Ofiicer to be responsible for the care and control of Personal Information; Personal Information is retained as long as is reasonably neccessary to fullfill the purpose for which it was collected, which in general is five to seven years depending on the sensitivity of the Personal Information;
i) develope procedures to protect Personal Information;
ii) developed procedures to receive and respond to complaints and inquiries;
iii) trained or staff about our policies and practices respecting Personal Information;
iv) develope and distributed information to our staff and the general public explaining our policies and procedures respecting Personal Information
Our Company is commited to maintaining accurate, complete and up-to-date Personal Information. We may periodically request confirmation, written or otherwise, from you to ensure that the Personal Information collected and maintained by us is up-to-date and accurate. If during the time we are working with you on a matter any of your Personal Information changes, Please inform us so that we can make any nessary changes in your active files(s) and on our databases.
If you wish to access your Personal Information, Please contact our Privacy Officer. Please make your request in writing, or via e-mail. However, we reserve the right to confirm your identity before complying with any access requests.
Although Our Company strives to ensure your personal Information is correct, accurate and complete, you can challange the completeness of your Perosnal Information under our care and control. Where you can successfully demonstrate that an error in the accuracy or completeness of your personal information exists. we will take reasonable steps to correct it.
There may be a charge for providing this information in which case you will be notified in advance and withdraw your request or challenge the reasonableness of the charge.
Our Company may deny access to Personal Information when;
a) denial of access is required or authorized by law.
b) information relates to existing or anticipated legal proceedings against you;
c) when granting you access would have an unreasonable impact on another person's privacy;
d) when to do so would prejudice negotiations with you;
e) to protect our rights and property;
f) where the request is frivolous or vexatious.
If Our Company denies your request for access to, or refuse to correct Personal Information, we shall provide reasons.
A visitor to our website (www.cashtimeonline.com) is not required to reveal any individual identificable information, nor is such information in order to optimized our web services. we may provide aggregated information to third parties, but these statics do not include any identifiable Personal Information.
Our Company is pleased to answer any further questions you may have concerning the privacy of your Personal Information. If you have any questions, Please contact our Privacy Officer.